Commercial Insurance Claims for Water Damage

Unexpected water damage calls for quick action, clean-up, and measures to control and restore as much damage as possible. In the rush, our team of public adjusters can provide the experience, resources, and time to help you make informed decisions that will help ensure that this work is coordinated with your insurance claim to help get your business what it needs to recover.
The effects of water damage are not only detrimental to your commercial property, but also to the health of your employees and any other occupants. It must be documented and dealt with immediately and properly.

Sudden water damage can come from storms and floods, to a random pipe bursting. Within moments, the ceilings, walls, and floors of your building can be damaged or destroyed. Also, the moisture from water damage can lead to mold growth, making your place of business unsafe for any occupants. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but organizing a plan for the handling of your water damage claim will be vital to the recovery of your business.

Our team of public adjusters will work on your behalf and negotiate with your insurance company for a maximum claim recovery. As your trusted advisors, we are fluent with insurance policy terms and conditions. We will evaluate and document your property’s water damage in full detail to make sure you receive the optimum amount to get back to business.

What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Is a moisture survey necessary?

Property Damage Losses Commercial Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Fully reviewing your insurance coverage.
  • Strategy Developing a claim management strategy.
  • Compliance Determining policy compliance issues.
  • Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Formulating business interruption models.
  • Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Communication Keeping you informed every step of the way.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Industries We Have Helped

Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts. ...Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
Alan K. Sudduth
County Administrator - Board of Supervisors, Jackson County, Mississippi
Testimonial
Certainly the tragedy of the World Trade Center explosion will remain etched in our memories forever. We can, however, take pride in the united response of hundreds of people which enabled the complex to be reopened in record time and reconstructed on an expedited schedule. At the same time, as you well know, we were involved in a long, sometimes agonizing process of pursuing settlement activities with insurers. Without your help, and the help of many others the settlement wouldn't have been concluded as successfully as it was. On behalf of The Port Authority of New York & New Jersey, I would like to thank you for the expert advice you provided to me and my staff in our effort to bring the World Trade Center explosion insurance claim to closure. Your expertise and insight in this long and arduous negotiation were invaluable.
Bruce D. Bohlen
Treasurer - The Port Authority of NY & NJ, New York, NY
Testimonial

For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

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Related Resources

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If you're suffering from a commercial property claim, we can help!
Call us at 800.779.8714 or fill out the form below:
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Meet Your Public Adjuster
David Moore v2
David E. Moore
Chief Operating Officer
David has helped hundreds of business and home owners to recover financially after devastating property losses caused by both natural and man-made disasters.
Contact him today!