For the insurance company to pay a claim for hail damage to your roof, you will need to prove that the impact of the hail clearly damaged your roof. However, some roofing materials, like TPO (thermoplastic polyolefin) and built-up, are challenging to evaluate and may require the expertise of someone used to finding hail damage to these types of roofs to prove to the insurance company that hail did cause the damage.
Even if your insurer accepts the claim, it does not mean that you will be fully reimbursed for your loss.
More recent hail policies have large deductibles and cosmetic exclusions that could eliminate coverage for your loss. In addition, while most policies cover the replacement cost of the roof if it is replaced, some insurance companies will only pay the depreciated value if your roof is ten years or older when they have an ACV condition on the policy.
So, before you submit your claim, it is wise first to document the extent of the damage with the assistance of professionals, including your public adjuster, who will represent your interests to help ensure your claim recovery.
Jansen/Adjusters International has a long history of helping businesses, commercial property owners, and homeowners navigate the insurance claim process. We will quickly review your policy to help you understand what coverage you lack or any obstacles you may incur once you submit your claim.
Let us inspect the damage to ensure enough to justify a claim and help locate any damage that is not apparent but could cause the roof to fail later. We can also help you to evaluate any repair and replacement estimates.
Why Jansen/Adjusters International?
- Our licensed public adjusters represent you, not the insurance company.
- Our adjusters handle every step of a hail damage claim to save you time and stress.
- For over 43 years, we’ve provided unmatched expertise in preparing and settling property damage claims.
- We negotiate on your behalf to ensure that you receive every dollar you’re entitled to under your insurance policy.
- We use our in-depth insurance policy knowledge to ensure you receive a full and fair property insurance claim settlement for hail damage.
- Our public adjusters at Jansen/Adjusters International have guided thousands of satisfied clients to a successful financial recovery.
Actual results will vary based on individual circumstance and nature of insurance claim loss. There are no guarantees you will experience the same results.
Business interruption insurance is meant to protect you during a natural or man-made disaster but determining the impact and extent of the interruption can be subjective. Our licensed public adjusters focus on managing your claim and calculating the income lost from the damage to negotiate a fair and just settlement.
We build and uphold our reputation every day by successfully managing claims and getting our clients the financial recovery they need to return to their lives sooner.
Learn about current critical issues affecting property damage and business interruption, disaster recovery, property protection, and more in our publications.
Understand the resources available to help you with your insurance claim. A public adjuster is vital to getting the settlement you deserve. We navigate the process and advocate on your behalf — every step of the way.
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