Logo

Homeowners Insurance Claims for Hail Damage

If your home is damaged in a hailstorm, the complete extent of your property damage may be difficult to detect. Our experienced public adjusters work on your behalf to evaluate and document the full scope of damage and negotiate a maximum claim recovery to get you the most for your home.

Hail damage can be hard to spot. If missed, it can cause further damage to your home down the road when you least expect it. We manage your claim to ensure that all potential damages are identified.

With hail damage, it is not just rooftops and vehicles. For instance, hail can ruin siding, windows, sheds, landscaping, and outdoor equipment and furniture. If you are not aware of this, how can you know for sure if your insurance company will be thorough enough to identify all possible hail damages? Small dents today can lead to bigger problems tomorrow, such as a leaking roof that could compromise your home.

If the insurance company has a team of adjusters working on its behalf, why should you take on your hail damage insurance claim alone? When you get struck with Oklahoma or Texas hail damage, our public adjusters are here for you. The advantage of working with us is that we are aligned with your interests from the beginning. We pour over the details of your homeowners insurance policy, detect and document all and any hidden damages, and negotiate your claim for the maximum amount to help you repair and recover. With offices in Houston, Dallas, and Oklahoma City — as well as in San Juan — our experience successfully negotiating hail damage claims has made us the public adjusters Texas and Oklahoma policyholders rely on to recover more, sooner.

Thumbnail Image

What To Focus On After Hail Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations