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Property Damage Losses Homeowners Claims Recovery Process

Our licensed public adjusters are fluent in the language of your policy and work with you through the entire property insurance claims process.

Female Homeowner Standing in Her Home
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Step 1: Ensure the Safety of Your Family

When disaster strikes, the priority is to make sure your family is safe.

Adjuster Shaking Hands with a Client
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Step 2: Contact a Public Adjuster

Our team meets with you at your convenience.  

Adjuster and a Client Looking at Paperwork
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Step 3: Thorough Review of Your Policy

Our team will conduct a comprehensive review of your policy, noting any restrictions, coinsurance requirements, limitations, and options.

Adjuster and a Client Reviewing Paperwork
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Step 4: Create a Claims Strategy That Works With Your Goals

We meet with you to learn what is important to you to create and activate the right claims strategy to take care of your family.

Two Adjusters Processing Paperwork
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Step 5: We Take Care of All Insurance-Related Needs

Once we have agreed on a strategy, we:

  • Meet with insurance company personnel at the loss location.
  • Agree to the scope of damages (what should be repaired versus replaced).
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Two Homeowners Meeting With an Adjuster
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Step 6: Negotiations & Final Settlement

We negotiate the best settlement possible under your insurance policy.

Male Homeowner Sitting in His Kitchen
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Step 7: Restoration? Reconstruction? Relocation?

We negotiate with the insurance company to ensure that you can achieve your specific goals, whether restoring or rebuilding your property or relocation.